Georgia consumer advocacy groups want an easier path to the so-called "credit freeze." Major credit reporting agencies already allow people to freeze information on their credit reports. A credit freeze prevents new creditors from gaining access to the credit file without the consumer's consent. When a freeze is in place, an identity thief cannot open a new account because the potential creditor will not be able to check the credit file.
At issue is how much a credit freeze should cost. The consumer group Georgia Watch says Georgians should only have to pay $5 to make the freeze or change its status. They want a state law limiting the cost.
At issue is how much a credit freeze should cost. The consumer group Georgia Watch says Georgians should only have to pay $5 to make the freeze or change its status. They want a state law limiting the cost.
